With the average full coverage-car insurance policy costing a hefty $2,670 annually, according to Bankrate, you might be wondering if you're getting optimal value for your hard-earned dollars. While ...

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Kentucky is a no-fault state, which means drivers are required to carry personal injury protection coverage, also known as ...

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Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...